Privacy Policy

Last updated: October 9, 2026

Spend & Split (“the app”) is a personal finance app for tracking expenses, splitting costs with others, and managing recurring payments, investments, loans and cash. This policy explains what data we collect, how we use it, and the choices you have.

Data we collect

Account information: your name, email address, optional username and a securely hashed password. If you sign in with Google on the web, we receive your name, email and profile picture from Google.
Financial records you enter: expenses, categories, groups and split participants, recurring payments and income, investments, loans, cash balances and related notes.
Settings: preferences such as currency, language and theme.

Receipt photos you attach in the iOS app are stored only on your device and are not uploaded to our servers. We do not collect your location, contacts, or advertising identifiers, and we do not track you across other apps or websites.

How we use your data

We use your data only to provide the app’s features: storing and syncing your records between your devices, calculating totals and insights, and letting you split expenses with people you add to a group. We do not sell your data, use it for advertising, or share it with third parties for their own purposes.

Where your data is stored

Your data is stored in a secured database operated by our hosting providers (Vercel and Supabase), which process it on our behalf. Data is transmitted over encrypted (HTTPS) connections. Currency exchange rates and metal prices are fetched from public services without sending any of your personal data.

Sharing with other users

If you add other users to a group or split an expense with them, they can see the shared expense details and your name or username within that group.

Deleting your account

You can permanently delete your account at any time in the iOS app under Settings → Account → Delete Account. This immediately removes your account and all associated records from our servers and wipes the app’s data from your device. You can also ask us to delete your account by emailing taha@dal.agency.

Children

The app is not directed at children under 13, and we do not knowingly collect their data.

Changes and contact

We may update this policy from time to time; the date above shows the latest version. For any questions or requests about your data, contact taha@dal.agency.